Penny Ardelt has been part of the First Citizens State Bank family for nearly 27 years and has had the opportunity to work with many community members through her roles in New Accounts/Relationship Banking and Business Development. Please join First Citizens State Bank in wishing Penny all the best as she begins her retirement journey! An open house will be held at the bank’s main office at 207 W. Main Street in Whitewater on Friday, January 2nd from 2 p.m. to 4 p.m. Stop in, have some cake, and share stories and well wishes for Penny’s next adventures.